If you are facing severe financial crisis and would like to file for bankruptcy, then the best option for you is to approach a lawyer who is familiar with the bankruptcy concepts. Although this can be done on your own, it is not recommended for you to do so. As filing for bankruptcy is not an easy task and that it consumes lot of time and energy, one is always advised to approach a bankruptcy lawyer in this regard.Disadvantages of applying for bankruptcy on your ownTo clearly state the disadvantages of applying for bankruptcy on your own, there aren’t any. But approaching a bankruptcy lawyer is recommended over self approach due to the reasons that the process involves high complicated proceedings in addition to the high expenditure of time and money. Moreover, there are chances that it can disturb your regular activities and to your burden.Another advantage of approaching a bankruptcy lawyer over self approach is the exposure to bankruptcy chapters. Not every situation falls into the same bankruptcy chapter. Though the situations are similar, few fall into a specific chapter while the others fall into other chapters. A bankruptcy lawyer can easily guide to select the right chapter to defend your case.Adding to these, approaching a bankruptcy lawyer can add to your peace of mind as everything will be taken care of by him and all that you need to do is to just explain your situation to him. Rest will be taken care of by the bankruptcy lawyer.